Surrogate Compensation: What Surrogates Get Paid

Compensation Overview

Surrogate compensation includes a base payment plus additional fees, allowances, and bonuses. The total compensation package for a gestational carrier in Texas typically ranges from $40,000 to $70,000+.

All compensation is outlined in the gestational surrogacy agreement and paid through a third-party escrow account.

Base Compensation

Base pay is the largest component and varies based on experience:

• First-time surrogate: $30,000–$45,000
• Experienced surrogate (1+ prior journey): $40,000–$55,000
• Highly experienced surrogate (3+ journeys): $50,000–$65,000+

Base compensation has increased in recent years due to growing demand for gestational carriers.

Additional Payments and Bonuses

• C-section fee: $2,500–$5,000
• Multiple pregnancy (twins): $5,000–$10,000
• Bed rest (doctor-ordered): $200–$250/day
• Invasive procedures: $500–$1,500 per procedure
• Loss of reproductive organs: $2,500–$5,000
• Cancelled cycle fee: $500–$1,000
• Mock cycle fee: $250–$500

Monthly Allowances

In addition to base compensation, surrogates receive monthly allowances:

• Monthly allowance: $200–$300/month during pregnancy
• Maternity clothing: $500–$1,000 (one-time)
• Housekeeping/childcare: $100–$200/month (during medical restrictions)

How Payment Works

Surrogate compensation is managed through a third-party escrow account:

1. Intended parents deposit funds into escrow before the journey begins
2. The escrow company makes scheduled payments to the surrogate
3. Base compensation is typically paid in monthly installments during pregnancy
4. Additional fees are paid as they arise (e.g., C-section fee at delivery)
5. Final payments are made after delivery and medical clearance

This system protects both parties — the surrogate is guaranteed payment, and intended parents know funds are being disbursed according to the agreement.

Surrogate Pay in Texas

Texas is a popular state for surrogacy, and surrogate compensation here is competitive with the national average. The relatively lower cost of living in Texas (compared to California or the Northeast) makes compensation attractive to potential surrogates.

Texas has no state income tax, which means surrogates keep more of their compensation. Note that surrogate compensation is generally considered non-taxable income by the IRS, though surrogates should consult a tax professional.

What Affects Compensation

• Experience: Surrogates with successful prior journeys command higher pay
• Location: Surrogates in high-demand areas may receive higher offers
• Insurance status: A surrogate with surrogacy-friendly insurance may receive a lower base (since intended parents save on insurance)
• Agency: Different agencies have different compensation structures
• Market conditions: Higher demand generally leads to higher compensation